Hippo

Home Insurance Basics

Q: What is a deductible?

Q: What is Evidence of Insurance and when do you need it?

Q: What is a peril and what qualifies as an insurable peril?

Q: What is dwelling insurance?

Q: What is an insurance limit?

Q: What is an umbrella insurance policy?

Q: What is an insurance score?

Q: What is a limit of liability and a special limit of liability?

Q: What is negligence?

Basic Vocabulary

Q: Are home insurance and homeowners insurance the same thing?

Q: What is the difference between an EOI and a declaration page?

Q: What’s the difference between replacement cost and actual cash value?

Q: Does homeowner’s insurance cover a loss resulting from an earthquake?

Q: Does my homeowner’s insurance policy cover a flood loss?

Q: What if my insurance application is denied or I didn’t get the best premium due to my prior losses?

Q: What does it mean to “schedule personal property” when it comes to homeowners insurance, and what are the benefits of scheduling personal property?

Q: What's the difference between real property and personal property?

Q: What is owner’s title insurance, and when would I need it?

Q: Who pays for the title insurance?

Home Insurance Help

Q: Is homeowners insurance tax deductible?

Q: When should I actually buy homeowners insurance?

Q: Why is homeowners insurance important?

Q: How does homeowners insurance work?

Q: How long does it take to get home insurance?

Q: What factors can influence home insurance premiums?

Q: Do I need home insurance?

Q: When should I start shopping for homeowners insurance?

Before I Buy

Q: Can my homeowners insurance be canceled because my house is empty/vacant?

Q: What are insurance exclusions, and where can I find exclusions in my homeowners policy?

Q: What is a declaration page, and what information can I typically find there?

Q: What is my date of issue, and how is it different from my effective date? Where can I find these for my policy?

Q: What are the different types of home insurance deductible options?

Q: What does it mean to be underinsured?

Q: Will homeowners insurance replace my house if it’s destroyed?

Q: Can I increase or reduce my coverage once I complete my purchase?

Q: Is homeowners insurance included in my mortgage payment?

Q: What’s typically not covered by home insurance?

Q: What’s typically included in home insurance?

Q: What is loss assessment coverage, and what does it cover exactly?

Navigating My Home Insurance

Get a Quote in 60 Seconds

Find answers and get help from Intercom Support and Community Experts

Uh oh. That page doesn’t exist.

Disappointed

Neutral

Smiley

English