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Home Insurance Basics
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Q: What is a deductible?
Q: What is Evidence of Insurance and when do you need it?
Q: What is a peril and what qualifies as an insurable peril?
Q: What is dwelling insurance?
Q: What is an insurance limit?
Q: What is an umbrella insurance policy?
Q: What is an insurance score?
Q: What is a limit of liability and a special limit of liability?
Q: What is negligence?
Q: Are home insurance and homeowners insurance the same thing?
Q: What is the difference between an EOI and a declaration page?
Q: What’s the difference between replacement cost and actual cash value?
Q: Does homeowner’s insurance cover a loss resulting from an earthquake?
Q: Does my homeowner’s insurance policy cover a flood loss?
Q: What if my insurance application is denied or I didn’t get the best premium due to my prior losses?
Q: What does it mean to “schedule personal property” when it comes to homeowners insurance, and what are the benefits of scheduling personal property?
Q: What's the difference between real property and personal property?
Q: What is owner’s title insurance, and when would I need it?
Q: Who pays for the title insurance?
Q: Is homeowners insurance tax deductible?
Q: When should I actually buy homeowners insurance?
Q: Why is homeowners insurance important?
Q: How does homeowners insurance work?
Q: How long does it take to get home insurance?
Q: What factors can influence home insurance premiums?
Q: Do I need home insurance?
Q: When should I start shopping for homeowners insurance?