A: It's crucial to determine why the insurance company deemed you or your property ineligible for insurance and then to take steps to gain coverage so that you do not remain uninsured. In some cases, you may be able to fix the issue that caused the denial. A good route is to speak with an independent insurance agent. These agents are knowledgeable about the factors that can affect your eligibility, and they typically work with multiple insurers, so they will be able to evaluate your options quickly and may be able to steer you toward a carrier who would insure you.

It’s important to know that not all insurance claims are created equal. And it’s important to note, some claims can cause significant increases in your policy premiums. To help you navigate the world of insurance claims, we’ve broken down everything you need to know about premium hikes and when it’s worth filing a claim. Click for more information on the Hippo Claims process.