A: If no one lives in your home for 60 or more days, a home insurance company may consider the home "vacant" or "unoccupied," according to the National Association of Insurance Commissioners. Leaving your home empty for a period could void your homeowners insurance coverage. You may need to either add an endorsement to your existing policy or look into a separate vacant and unoccupied homeowners insurance policy.
Q: Can my homeowners insurance be canceled because my house is empty/vacant?
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Written by Hippo
Updated over 4 years ago