A: Hippo’s broad liability solutions offer premises coverage that responds to allegations or incidents that occur at the community locations, such as incidents involving swimming pools, playgrounds, pesticide application, nuisance hazards, personal injury, and coverage to the board members of the association through a Directors & Officers policy that includes Employment Practices Liability coverage. Additional coverage endorsements available include garage keepers liability (for condos), cyber liability, and hired and non-owned automobile liability. Additional liability limits are offered through Excess Liability (umbrella) Coverage, up to $2,000,000. The D&O may be scheduled in excess and carries no SIR/deductible.

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