A: We believe the homeowners and commercial associations receive a better insurance outcome when one insurance provider is protecting the community. When the HOA and community are insured by Hippo products, we can evaluate and resolve any claim with less back-and-forth and a quicker resolution for our customers.

Hippo commercial lines are focused on building niche coverage and service solutions that can meet the complex needs of these organizations. The Hippo property coverage form, for example, is designed specifically for the real estate industry. There are included and optional coverages within the form that provide protection for items often missed, forgotten, or excluded by other insurance providers. Some examples include:

  • Smart device failure deductible waiver (a Hippo first-to-market exclusive) is available

  • Guaranteed replacement cost is available

  • Elevator collision

  • Employee theft (embezzlement of fees/funds and extends to cover property managers)

  • Lost key replacement

  • Foundations, paved surfaces, roads, underground pipes, flues or drains

  • Retaining walls

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