A: Your home is arguably your biggest financial investment, so it’s important to protect it. Hippo offers guidance and access to services to help you maintain it, which is also why we include discounts like:


Smart Home Discount: Customers receive a discount for activating Smart Home devices. Hippo offers all customers basic Smart Home devices, free of charge.

Loss-Free Discount: Customers are eligible if they have no losses over either loss experience periods (3 or 5 years).

Home Buyer Discount

  • New Business: Applies to customers who have purchased the home on the new policy’s effective date or within the 12 months prior to that date.
  • Renewal business: Eligible, provided that the discount was included in the initial term, and there have been no lapses in coverage.

Theft protection devices:

Hippo customers receive discounts for theft prevention devices or processes such as having a theft alarm monitored by a person or company 24/7 or living in a community with a security staff/presence (NOTE: Smart Home devices can be used to detect theft depending on where the homeowner installs the devices).

Affinity Discount: Customers who purchase Hippo insurance through groups such as businesses, colleges, and universities, membership clubs or home service providers.

Hail Resistant Roof Discount: Hippo customers are eligible for this discount if a qualifying impact-resistant roofing product has been installed.


HOA Discount:

Customers may be eligible for this discount when the home is located in a qualifying HOA.

Companion Policy Discount: Hippo customers are eligible for this discount when a Hippo homeowners policy is bundled with at least one other Hippo-distributed auto policy.


Think you qualify for one or more discounts? Feel free to send an email to [email protected] or call us directly at (877) 838-8866. We are here 24 hours a day, 7 days a week.

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